An auto glass claim falls under your automobile's comprehensive coverage. With most insurance companies, your rates won't go up for submitting a comprehensive claim. Other examples of comprehensive claims are a tree falling on a car or vandalism. A very small portion of your insurance bill is for comprehensive loss risk."
The vast majority of insurance companies will tell you over the phone that your rates won't go up for putting in a comprehensive claim.
Each insurance company is different. The easiest way to file a claim is to call us and let us know about your glass breakage. We will provide free claim consultation. We'll let you know the easiest way to file with your insurance agency as well as how to minimize your total cost. Not all Deductibles are created equal!
Did you know that most insurance policies have at least two deductibles?
If you think that your auto glass repair deductible is more than $250, you may be referring to the wrong deductible. In most cases, the automotive glass repair deductible is $250 or lower, and it applies to no-fault windshield replacement and rear window claims (rock chips/cracks, vandalism etc). Usually the higher deductible is the collision deductible, which only applies to claims involving a collision/accident.
Most people don't realize that their insurance has a special lower deductible for automotive glass repair. It's worth double checking to ensure you know your AUTO GLASS deductible rather than your collision deductible before contacting your auto glass specialist.